Last month, my neighbors had a terrible fire that not only destroyed their home, but destroyed our air conditioning unit.
The heat of their fire singed the siding and roof of my house. I never expected the fire to melt some components inside our air conditioning unit. When I called the Heating, Ventilation & A/C corporation to inspect my air conditioning unit, they told myself and others it needed to be replaced. The AC device was only two years old, and I could not figure out why it suddenly needed replaced? She told myself and others that the high heat of the house fire next to us had worked almost love a torch and melted some components together. She said she had never seen such a thing happen, but that was the only thing she could come up with. My question was, did I call my insurance corporation to cover the air conditioning unit, or would i bet covered by my neighbors’ homeowners’ insurance? I talked to my neighbor and told him what had happened to the air conditioning unit. She was noticeably aggravated about my AC device and promised she would call her insurance corporation. In the meantime, I called my insurance corporation. I explained about the neighbors’ house fire and how the heat of the house fire had destroyed my air conditioning unit. They asked for myself and others to get a statement from the Heating, Ventilation & A/C Tech who had done the inspection, and they would then spend my savings for my AC unit. After I received my new AC unit, they would contact the house owner’s insurance and get paid back.